/* Debt Payoff — marketing site. Brand-matched to the app (green on warm cream). */
:root {
  --cream: #F3F0EA;
  --cream-2: #ECE8E0;
  --card: #FFFFFF;
  --green: #1C7A55;
  --green-dark: #145C40;
  --green-ink: #14694B;
  --green-soft: #E4F0EA;
  --amber-ink: #B5792A;
  --amber-soft: #F7EEDF;
  --ink: #19211C;
  --ink-2: #54605A;
  --ink-3: #8A948E;
  --line: #E5E1D9;
  --radius: 20px;
  --shadow: 0 1px 2px rgba(20,40,30,.04), 0 12px 30px rgba(20,40,30,.07);
  --max: 1080px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: -apple-system, BlinkMacSystemFont, "SF Pro Display", "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--cream);
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
}
a { color: var(--green-ink); text-decoration: none; }
a:hover { text-decoration: underline; }
img { display: block; max-width: 100%; }
.wrap { width: 100%; max-width: var(--max); margin: 0 auto; padding: 0 24px; }
section { padding: 84px 0; }

/* ---- Nav ---- */
.nav {
  position: sticky; top: 0; z-index: 20;
  background: rgba(243,240,234,.82);
  backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid var(--line);
}
.nav .wrap { display: flex; align-items: center; justify-content: space-between; height: 62px; }
.brand { display: flex; align-items: center; gap: 11px; font-weight: 700; font-size: 17px; letter-spacing: -.3px; }
.brand img { width: 30px; height: 30px; border-radius: 8px; }
.nav-links { display: flex; gap: 22px; align-items: center; font-size: 15px; font-weight: 500; color: var(--ink-2); }
.nav-links a { color: var(--ink-2); }

/* ---- Buttons ---- */
.btn {
  display: inline-flex; align-items: center; gap: 9px;
  background: var(--green); color: #fff; font-weight: 600; font-size: 16px;
  padding: 14px 22px; border-radius: 14px; border: 0; cursor: pointer;
  box-shadow: 0 6px 18px rgba(28,122,85,.28); transition: transform .12s ease, box-shadow .12s ease;
}
.btn:hover { transform: translateY(-1px); text-decoration: none; box-shadow: 0 9px 22px rgba(28,122,85,.32); }
.btn .small { font-weight: 500; opacity: .85; font-size: 12px; }
.btn-ghost { background: transparent; color: var(--green-ink); box-shadow: none; border: 1.5px solid var(--line); }
.btn-ghost:hover { box-shadow: none; background: #fff; }

/* ---- Hero ---- */
.hero { padding-top: 64px; padding-bottom: 40px; }
.hero .wrap { display: grid; grid-template-columns: 1.05fr .95fr; gap: 48px; align-items: center; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 7px;
  background: var(--green-soft); color: var(--green-ink);
  font-size: 13px; font-weight: 700; letter-spacing: .2px;
  padding: 6px 13px; border-radius: 99px; margin-bottom: 20px;
}
.hero h1 { font-size: 52px; line-height: 1.04; letter-spacing: -1.6px; font-weight: 800; }
.hero h1 .accent { color: var(--green); }
.hero p.lead { font-size: 19px; color: var(--ink-2); margin-top: 20px; max-width: 30em; }
.cta-row { display: flex; gap: 14px; align-items: center; margin-top: 30px; flex-wrap: wrap; }
.trust { display: flex; gap: 18px; flex-wrap: wrap; margin-top: 30px; color: var(--ink-3); font-size: 14px; font-weight: 500; }
.trust span { display: inline-flex; align-items: center; gap: 7px; }
.trust svg { width: 16px; height: 16px; }

/* ---- Phone frame ---- */
.phone {
  background: #15110f; padding: 9px; border-radius: 46px;
  box-shadow: 0 4px 14px rgba(20,40,30,.10), 0 30px 60px rgba(20,40,30,.18);
  border: 1px solid rgba(255,255,255,.06);
}
.phone img { width: 100%; border-radius: 38px; }
.hero-phone { width: 300px; margin: 0 auto; }

/* ---- Features ---- */
.section-head { text-align: center; max-width: 36em; margin: 0 auto 52px; }
.section-head h2 { font-size: 36px; letter-spacing: -1px; font-weight: 800; }
.section-head p { color: var(--ink-2); font-size: 18px; margin-top: 14px; }
.features { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.feature {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px; box-shadow: var(--shadow);
}
.feature .ic {
  width: 46px; height: 46px; border-radius: 13px; display: grid; place-items: center;
  background: var(--green-soft); color: var(--green-ink); margin-bottom: 16px;
}
.feature .ic svg { width: 24px; height: 24px; }
.feature.amber .ic { background: var(--amber-soft); color: var(--amber-ink); }
.feature h3 { font-size: 19px; letter-spacing: -.3px; }
.feature p { color: var(--ink-2); margin-top: 7px; font-size: 15.5px; }

/* ---- Showcase ---- */
.showcase { background: var(--cream-2); }
.shots { display: grid; grid-template-columns: repeat(4, 1fr); gap: 26px; }
.shot { text-align: center; }
.shot .phone { width: 100%; }
.shot p { margin-top: 16px; font-weight: 600; font-size: 15px; }
.shot span { color: var(--ink-3); font-size: 13.5px; }

/* ---- Privacy band ---- */
.band {
  background: linear-gradient(135deg, #2A8A63 0%, #15694B 100%); color: #fff; border-radius: 28px;
  padding: 56px; text-align: center; box-shadow: var(--shadow);
}
.band h2 { font-size: 34px; letter-spacing: -.8px; font-weight: 800; }
.band p { font-size: 18px; opacity: .92; margin-top: 16px; max-width: 40em; margin-left: auto; margin-right: auto; }
.pills { display: flex; gap: 12px; flex-wrap: wrap; justify-content: center; margin-top: 26px; }
.pill { background: rgba(255,255,255,.15); padding: 9px 16px; border-radius: 99px; font-size: 14px; font-weight: 600; }

/* ---- Disclaimer + footer ---- */
.disclaimer { text-align: center; color: var(--ink-3); font-size: 13.5px; max-width: 44em; margin: 0 auto; padding: 8px 0 0; }
.footer { border-top: 1px solid var(--line); padding: 40px 0; color: var(--ink-3); font-size: 14px; }
.footer .wrap { display: flex; justify-content: space-between; align-items: center; gap: 20px; flex-wrap: wrap; }
.footer .links { display: flex; gap: 22px; flex-wrap: wrap; }
.footer .links a { color: var(--ink-2); font-weight: 500; }

/* ---- Legal page ---- */
.legal { max-width: 760px; margin: 0 auto; padding: 56px 24px 80px; }
.legal a.back { font-size: 14px; font-weight: 600; }
.legal h1 { font-size: 38px; letter-spacing: -1px; margin: 18px 0 6px; }
.legal .updated { color: var(--ink-3); font-size: 14px; margin-bottom: 30px; }
.legal h2 { font-size: 21px; letter-spacing: -.4px; margin: 34px 0 10px; }
.legal p, .legal li { color: var(--ink-2); font-size: 16px; margin-bottom: 12px; }
.legal ul { padding-left: 22px; }
.legal .tldr { background: var(--green-soft); border-radius: var(--radius); padding: 20px 22px; margin-bottom: 8px; }
.legal .tldr p { color: var(--green-ink); margin: 0; font-weight: 500; }

/* ---- Responsive ---- */
@media (max-width: 880px) {
  section { padding: 60px 0; }
  .hero .wrap { grid-template-columns: 1fr; gap: 36px; text-align: center; }
  .hero h1 { font-size: 40px; }
  .hero p.lead { margin-left: auto; margin-right: auto; }
  .cta-row, .trust { justify-content: center; }
  .features { grid-template-columns: 1fr; }
  .shots { grid-template-columns: repeat(2, 1fr); gap: 30px; }
  .band { padding: 40px 24px; }
  .nav-links { gap: 16px; }
}
@media (max-width: 480px) {
  .hero h1 { font-size: 34px; }
  .shots { grid-template-columns: 1fr; max-width: 280px; margin: 0 auto; }
  .section-head h2 { font-size: 28px; }
}
